As has been noted previously, the APF cannot build Cop City alone–they rely on a hired support network of architects, engineers, contractors, and others to build it for them. One of the most critical pillars of this support structure is insurance. Without a valid insurance policy covering APF’s liability in the event of injury to workers or damage to property, construction cannot occur.
A Certificate of Insurance dated February 24, 2023 shows two companies providing insurance to the APF: the first is Scottsdale Insurance Co., a subsidiary of the well-known Fortune 500 company Nationwide; the second is Accident Fund General Insurance Company, a much smaller agency based in Lansing, Michigan. The broker for the policy is Amanda Surface from Correll Insurance Group, a small insurance company based out of South Carolina.
Scottsdale/Nationwide is responsible for the comprehensive Commercial General Liability and Umbrella Liability, while Accident Fund is responsible for the Workers’ Compensation and Employers’ Liability part of the policy. If either of these companies chose to boycott the APF for their human and environmental rights abuses, construction would come to a standstill until another insurer was found for this highly risky, highly unpopular project.
